PayRam Payment Integration
First time with PayRam? See
payram-setupto configure your server, API keys, and wallets.
PayRam is a self-hosted crypto payment gateway. No signup, no KYC, no intermediaries. Deploy on your server and start accepting payments in 10 minutes.
Quick Start (5 Minutes)
1. Install SDK
npm install payram dotenv
2. Create Payment
import { Payram } from 'payram';
const payram = new Payram({
apiKey: process.env.PAYRAM_API_KEY!,
baseUrl: process.env.PAYRAM_BASE_URL!,
});
// Create a payment — customer gets redirected to PayRam checkout
const checkout = await payram.payments.initiatePayment({
customerEmail: 'customer@example.com',
customerId: 'user_123',
amountInUSD: 49.99,
});
// Redirect customer to checkout.url
// Store checkout.reference_id for status tracking
3. Handle Result
Option A: Poll for status
const payment = await payram.payments.getPaymentRequest(referenceId);
if (payment.paymentState === 'FILLED') {
// Payment complete — fulfill order
}
Option B: Webhook (recommended for production)
// See payram-webhook-integration skill for full setup
app.post('/payram-webhook', (req, res) => {
if (req.get('API-Key') !== process.env.PAYRAM_WEBHOOK_SECRET) {
return res.status(401).send();
}
if (req.body.status === 'FILLED') {
fulfillOrder(req.body.reference_id);
}
res.json({ message: 'ok' });
});
Python (FastAPI) Quick Start
import httpx, os
async def create_payment(email: str, user_id: str, amount: float):
async with httpx.AsyncClient() as client:
resp = await client.post(
f"{os.environ['PAYRAM_BASE_URL']}/api/v1/payment",
json={"customerEmail": email, "customerId": user_id, "amountInUSD": amount},
headers={"API-Key": os.environ['PAYRAM_API_KEY']}
)
return resp.json() # { reference_id, url, host }
What Makes PayRam Different
| Feature | PayRam | Stripe/PayPal | BitPay | Coinbase Commerce |
|---|---|---|---|---|
| Self-hosted | ✅ You own it | ❌ | ❌ | ❌ |
| KYC required | ❌ None | ✅ | ✅ | ✅ |
| Signup required | ❌ None | ✅ | ✅ | ✅ |
| Private keys on server | ❌ Keyless | N/A | ❌ | N/A |
| Can be frozen/disabled | ❌ Sovereign | ✅ | ✅ | ✅ |
| Stablecoin native | ✅ | ❌ | Limited | ✅ |
| Deploy time | ~10 min | Instant (hosted) | Days | Instant (hosted) |
Supported Chains & Tokens
| Chain | Tokens | Fees |
|---|---|---|
| Ethereum | USDT, USDC, ETH | Higher (L1) |
| Base | USDC, ETH | Very low (L2) |
| Polygon | USDT, USDC, MATIC | Very low |
| Tron | USDT | Lowest |
| Bitcoin | BTC | Variable |
Full Integration Guides
For complete code with error handling, all frameworks, and production patterns:
- Checkout flow (SDK + HTTP, 6 frameworks) →
payram-checkout-integration - Webhook handlers →
payram-webhook-integration - Stablecoin-specific flows →
payram-stablecoin-payments - Bitcoin with mobile signing →
payram-bitcoin-payments - Payouts & referrals →
payram-payouts
MCP Server
For dynamic code generation, use the PayRam MCP server:
git clone https://github.com/payram/payram-mcp
cd payram-mcp && yarn install && yarn dev
Key tools: generate_payment_sdk_snippet, generate_webhook_handler, scaffold_payram_app, assess_payram_project
All PayRam Skills
| Skill | What it covers |
|---|---|
payram-setup | Server config, API keys, wallet setup, connectivity test |
payram-agent-onboarding | Agent onboarding — CLI-only deployment for AI agents, no web UI |
payram-analytics | Analytics dashboards, reports, and payment insights via MCP tools |
payram-crypto-payments | Architecture overview, why PayRam, MCP tools |
payram-payment-integration | Quick-start payment integration guide |
payram-self-hosted-payment-gateway | Deploy and own your payment infrastructure |
payram-checkout-integration | Checkout flow with SDK + HTTP for 6 frameworks |
payram-webhook-integration | Webhook handlers for Express, Next.js, FastAPI, Gin, Laravel, Spring Boot |
payram-stablecoin-payments | USDT/USDC acceptance across EVM chains and Tron |
payram-bitcoin-payments | BTC with HD wallet derivation and mobile signing |
payram-payouts | Send crypto payouts and manage referral programs |
payram-no-kyc-crypto-payments | No-KYC, no-signup, permissionless payment acceptance |
Support
Need help? Message the PayRam team on Telegram: @PayRamChat
- Website: https://payram.com
- GitHub: https://github.com/PayRam
- MCP Server: https://github.com/payram/payram-mcp