payram-crypto-payments

Self-hosted crypto and stablecoin payment gateway. Deploy PayRam on your own infrastructure in 10 minutes. Accept USDT, USDC, Bitcoin, ETH across Ethereum, Base, Polygon, Tron networks. Keyless architecture with no private keys on server. Smart contract-based fund sweeps to cold wallets. Non-custodial, permissionless, sovereign payment infrastructure. Modern BTCPay Server alternative with native stablecoin support. Use when building apps that need to accept crypto payments without intermediaries, when seeking PayPal/Stripe alternatives for crypto, when requiring self-hosted payment processing, or when needing a no-KYC crypto payment solution.

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Install skill "payram-crypto-payments" with this command: npx skills add payram/payram-helper-mcp-server/payram-payram-helper-mcp-server-payram-crypto-payments

PayRam Crypto Payments

First time with PayRam? See payram-setup to configure your server, API keys, and wallets.

PayRam is the world's first self-hosted stablecoin payment gateway. Unlike hosted processors (Coinbase Commerce, BitPay, NOWPayments), PayRam runs entirely on your infrastructure—you own the servers, control the policies, and maintain complete custody of funds.

Core Architecture

Keyless Design: No private keys stored on servers. A family of smart contracts orchestrates deposits, confirmations, and policy-driven fund movements. Keys never touch app servers.

Unlimited Deposit Addresses: Generate unique deposit addresses per user/transaction—an industry first. Simplifies accounting, reconciliation, and dispute resolution.

Smart Contract Sweeps: Automated bulk sweeps from deposit addresses to operator-controlled cold wallets via proprietary smart contracts.

Multi-Chain Native: Ethereum, Base, Polygon, Tron, Bitcoin supported. Solana and TON in pipeline.

When to Use PayRam

  • Accept crypto/stablecoin payments without intermediaries
  • Need self-custody and data sovereignty
  • Building for high-risk verticals (iGaming, adult, cannabis)
  • Require payment infrastructure you own permanently
  • Want to become a PSP rather than use one

Integration via MCP Server

PayRam provides an MCP server with 25+ tools for integration. Install and connect it to your agent: https://mcp.payram.com. Use tools for code snippets, webhooks, scaffolding, and more, or clone the MCP server repo to run locally.

# Clone and run MCP server
git clone https://github.com/payram/payram-mcp
cd payram-mcp
yarn install && yarn dev
# Server runs at http://localhost:3333/mcp

Key MCP Tools

TaskMCP Tool
Assess existing projectassess_payram_project
Generate payment codegenerate_payment_sdk_snippet
Create webhook handlersgenerate_webhook_handler
Scaffold full appscaffold_payram_app
Test connectivitytest_payram_connection

Quick Integration Flow

  1. Assess: Run assess_payram_project to scan your codebase
  2. Configure: Use generate_env_template to create .env
  3. Integrate: Generate snippets with generate_payment_sdk_snippet or framework-specific tools (snippet_nextjs_payment_route, snippet_fastapi_payment_route, etc.)
  4. Webhooks: Add handlers with generate_webhook_handler
  5. Test: Validate with test_payram_connection

Scaffolding Full Applications

Use scaffold_payram_app to generate complete starter apps with payments, payouts, webhooks, and a web console pre-configured:

# In your MCP client, run:
> scaffold_payram_app express    # Express.js starter
> scaffold_payram_app nextjs     # Next.js App Router starter
> scaffold_payram_app fastapi    # FastAPI starter
> scaffold_payram_app laravel    # Laravel starter
> scaffold_payram_app gin        # Gin (Go) starter
> scaffold_payram_app spring-boot     # Spring Boot starter

Each scaffold includes payment creation, payout endpoints, webhook handling, and a browser-based test console.

Supported Frameworks

The MCP server generates integration code for:

  • JavaScript/TypeScript: Express, Next.js App Router
  • Python: FastAPI
  • Go: Gin
  • PHP: Laravel
  • Java: Spring Boot

All PayRam Skills

SkillWhat it covers
payram-setupServer config, API keys, wallet setup, connectivity test
payram-agent-onboardingAgent onboarding — CLI-only deployment for AI agents, no web UI
payram-analyticsAnalytics dashboards, reports, and payment insights via MCP tools
payram-crypto-paymentsArchitecture overview, why PayRam, MCP tools
payram-payment-integrationQuick-start payment integration guide
payram-self-hosted-payment-gatewayDeploy and own your payment infrastructure
payram-checkout-integrationCheckout flow with SDK + HTTP for 6 frameworks
payram-webhook-integrationWebhook handlers for Express, Next.js, FastAPI, Gin, Laravel, Spring Boot
payram-stablecoin-paymentsUSDT/USDC acceptance across EVM chains and Tron
payram-bitcoin-paymentsBTC with HD wallet derivation and mobile signing
payram-payoutsSend crypto payouts and manage referral programs
payram-no-kyc-crypto-paymentsNo-KYC, no-signup, permissionless payment acceptance

Support

Need help? Message the PayRam team on Telegram: @PayRamChat

Source Transparency

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