Add Payments to Your App — PayRam MCP
The fastest path from zero to accepting payments. No bank account. No Stripe. No KYC. No waiting days for approval.
mcporter config add payram --url https://mcp.payram.com/mcp
# Done. 36 payment tools ready.
What You Can Do Immediately
Accept Payments
Generate a payment link in any currency, any chain:
mcporter call payram.generate_payment_sdk_snippet framework=express
# → Production-ready Express route for /api/pay/create
Generate Invoices
mcporter call payram.snippet_nextjs_payment_route
# → Next.js App Router payment endpoint, copy-paste ready
Handle Webhooks (when payment completes)
mcporter call payram.generate_webhook_handler framework=express
# → Full webhook handler with OPEN/FILLED/CANCELLED events
Send Payouts
mcporter call payram.generate_payout_sdk_snippet framework=generic-http
# → Pay out to any wallet address
Scaffold a Full Payment App
mcporter call payram.scaffold_payram_app language=node framework=express appName=my-store includeWebhooks=true
# → Complete app skeleton with payments + payouts + webhooks
Supported Stacks
Backend frameworks: Express, Next.js, FastAPI, Laravel, Gin (Go), Spring Boot
Languages: Node.js, Python, PHP, Go, Java
Currencies: USDC, USDT, BTC, ETH
Networks: Base L2, Ethereum, Polygon, Tron, TON
Why Not Just Use Stripe?
| Stripe | PayRam | |
|---|---|---|
| KYC required | ✅ Business verification | ❌ None |
| Processing fee | 2.9% + 30¢ | 0% (gas only ~$0.01) |
| Account freeze risk | High | None (self-hosted) |
| Setup time | Days (approval) | 10 seconds |
| Agent-native | No | Yes (36 MCP tools) |
| High-risk industries | Banned | ✅ All welcome |
Payment Flow (3 Steps)
1. Your app calls PayRam → gets payment address + link
2. Customer pays (USDC/USDT/BTC/ETH)
3. Webhook fires → your app fulfills order
Confirmation: ~30 seconds on Base L2.
Get Started
# 1. Connect MCP
mcporter config add payram --url https://mcp.payram.com/mcp
# 2. See all available tools
mcporter list payram
# 3. Check setup requirements for your project
mcporter call payram.assess_payram_project
# 4. Get your checklist
mcporter call payram.generate_setup_checklist
# 5. Scaffold your app
mcporter call payram.scaffold_payram_app language=node framework=express
Self-Host for Production
/bin/bash -c "$(curl -fsSL https://raw.githubusercontent.com/PayRam/payram-scripts/main/setup_payram.sh)"
# Your own payment server in 10 minutes
# MCP at http://localhost:3333/mcp
Resources: https://payram.com · https://mcp.payram.com · $100M+ volume · No KYC · MIT licensed Founded by WazirX co-founder · Covered by Morningstar & Cointelegraph