Investor Memo Generator Skill

Transform raw financial data, metrics, and context into polished investor-ready documents. This skill guides Sam Ledger through structured memo creation — from one-pagers to board updates — with narrative framing that communicates traction, financials, and opportunity clearly.

When to Use This Skill

Trigger phrases:

• "Write an investor memo for…"
• "Draft a board update / LP letter"
• "Summarize our financials for investors"
• "Turn this model into an investor narrative"
• "Prepare a one-pager for [company]"
• "Write a use-of-funds summary"
• "Draft a SAFE / term sheet summary"

Use when:

• Founder has financial model data and needs investor narrative
• Board meeting is coming and CEO needs a written update
• LP update letter is due (fund managers)
• Post-close SAFE/note summary needed for investor records
• Executive summary needed for data room

Do NOT use when:

• The underlying financial model doesn't exist yet → use startup-financial-model first
• Cap table needs to be built → use cap-table-manager first
• Legal binding term sheet needed → requires attorney review
• Slide deck / PowerPoint format needed → output is markdown/text only
• Public company investor relations → different regulatory requirements (10-K, 8-K, etc.)

Document Types Supported

1. Investor One-Pager

Single-page executive summary: company overview, problem/solution, traction, team, ask, use of funds.

2. Board Update Memo

Structured monthly/quarterly update: KPIs vs plan, financial snapshot, key wins, risks, decisions needed.

3. LP Update Letter

For fund managers: portfolio performance, notable developments, capital calls/distributions, outlook.

4. SAFE / Convertible Note Summary

Plain-English summary of deal terms: valuation cap, discount, MFN, pro-rata rights, maturity.

5. Use-of-Funds Narrative

Breakdown of how raised capital will be deployed: headcount, product, sales/marketing, infrastructure, runway math.

6. Data Room Executive Summary

Multi-page document for serious investors: company background, market, product, financials, team, risks.

Inputs Required

Minimum (One-Pager or Board Update)

Company name & stage (pre-seed, seed, Series A…)
Monthly revenue (current + 3-month trend)
Burn rate / runway in months
Headcount
Key metric (MAU, ARR, units sold, etc.)
Fundraising ask (if applicable)

Full (Data Room / Executive Summary)

All minimum inputs above, PLUS:
- Market size (TAM/SAM/SOM)
- Unit economics (CAC, LTV, payback period)
- Historical P&L (last 12 months)
- Forward projections (18-24 months)
- Cap table summary (post-round if applicable)
- Founder bios (2-3 sentences each)
- Competitive landscape
- Use of funds breakdown

Output Formats

Markdown (default) — ready to paste into Notion, Google Docs, or any CMS Plain text — for email body or simple documents Structured JSON — for downstream automation or CRM entry

Memo Templates

One-Pager Template

# [Company Name] — Investor Summary
*[Month Year] | [Stage] | Raising $[Amount]*

---

## The Opportunity
[2-3 sentences: problem + why now + market size signal]

## What We Do
[1-2 sentences: product/service in plain English]

## Traction
- **Revenue:** $[X]/mo (↑[%] MoM)
- **Customers:** [N] ([segment])
- **Key Metric:** [metric] = [value]
- **Runway:** [N] months at current burn

## Business Model
[1 sentence: how you make money]

## The Ask
**Raising:** $[Amount] | **Instrument:** [SAFE / Priced Round]
**Valuation Cap / Pre-money:** $[X]M
**Use of Funds:** [3-4 bullet breakdown]

## Team
- **[Name]**, CEO — [2-line bio]
- **[Name]**, CTO — [2-line bio]

## Contact
[Name] | [Email] | [Website]

Board Update Memo Template

# [Company Name] — Board Update [Month Year]

**Prepared by:** [CEO Name]
**Date:** [Date]
**Attendees:** [List]

---

## Executive Summary
[3-4 sentences: overall state of the business, tone-setting]

## KPIs vs Plan

| Metric | Plan | Actual | Δ |
|--------|------|--------|---|
| MRR | $X | $X | +/-% |
| Burn | $X | $X | +/-% |
| Headcount | N | N | +/- |
| [Key Metric] | X | X | +/-% |

## Financial Snapshot
- **Cash on Hand:** $[X] (as of [date])
- **Runway:** [N] months
- **Net Burn:** $[X]/mo
- **Revenue:** $[X] MRR / $[X] ARR

## Key Wins This Period
1. [Win 1]
2. [Win 2]
3. [Win 3]

## Risks & Concerns
1. [Risk 1] — Mitigation: [action]
2. [Risk 2] — Mitigation: [action]

## Decisions Needed
1. [Decision 1]
2. [Decision 2]

## Next 30-Day Priorities
1. [Priority 1]
2. [Priority 2]
3. [Priority 3]

Use-of-Funds Template

## Use of Funds — $[Total Raise]

| Category | Amount | % | Purpose |
|----------|--------|---|---------|
| Engineering / Product | $X | X% | [Hire N engineers, build Y feature] |
| Sales & Marketing | $X | X% | [CAC payback, channel expansion] |
| Operations | $X | X% | [Infrastructure, tooling] |
| G&A / Reserve | $X | X% | [Legal, accounting, buffer] |
| **Total** | **$X** | **100%** | |

**Runway Impact:** This raise extends runway from [current N months] to [projected N months], through [date], at which point we project [milestone: profitability / Series A readiness / etc.]

**Key Milestone Unlocked:** [What reaching the end of this runway proves to the next round investor]

SAFE Summary Template

## SAFE Terms Summary — [Company Name]

**Date Signed:** [Date]
**Investor:** [Name / Entity]
**Investment Amount:** $[X]

**Key Terms:**
- **Instrument:** Post-Money SAFE (YC Standard)
- **Valuation Cap:** $[X]M
- **Discount Rate:** [X]% (or None)
- **MFN:** Yes / No
- **Pro-Rata Rights:** Yes / No (threshold: $[X] investment)

**Conversion Trigger:** Equity Financing ≥ $[X]M
**Dissolution Priority:** Returns investor principal before common in dissolution event

**Notes:**
[Any custom provisions, side letters, or non-standard terms]

*This is a plain-English summary for record-keeping. The executed SAFE document governs all legal terms.*

Narrative Framing Principles

The Investor Memo Spine

Every strong investor memo hits these beats in order:

1. Why now — timing signal that makes this the right moment
2. Why us — team + unfair advantage
3. Proof — traction that de-risks the bet
4. Math — the numbers hold up under scrutiny
5. Ask — specific, sized, with clear use

Common Mistakes to Flag

• Projections without assumptions → always show the assumptions
• "Conservative" projections that still assume 10x growth → call out the tension
• Vague use-of-funds ("growth") → force specific allocation
• Missing unit economics → CAC/LTV must appear for B2B/SaaS
• Round-numbered runway → calculate actual months from burn + cash

Language Guidance

• Replace "disrupt" with specific market dynamics
• Replace "unique" with the actual differentiation
• Replace "traction" with the number
• Use "we" sparingly — the memo speaks, not just the founder
• Quantify everything that can be quantified

Workflow

Step 1: Gather Inputs

Collect the inputs listed above. If any critical inputs are missing, ask for them before drafting. Don't fabricate metrics.

Step 2: Choose Document Type

Match the user's need to the document type. Confirm if ambiguous.

Step 3: Draft with Template

Use the appropriate template as scaffold. Fill with actual data. Flag any gaps with [NEED: ...] placeholders.

Step 4: Narrative Layer

Apply the Investor Memo Spine framework. Ensure the document tells a coherent story, not just a data dump.

Step 5: Quality Check

• All numbers sourced from actual data (no estimates unless labeled)
• Projections show assumptions
• Unit economics present (if B2B/SaaS)
• Use-of-funds sums to raise amount
• Runway math is correct
• No legal claims (no "guaranteed returns", no securities language)
• Legal disclaimer if needed: "This is not an offer to sell securities."

Step 6: Format & Deliver

Default output: Markdown. Ask user if they want plain text or JSON.

Integration Points

Legal Disclaimer Boilerplate

For any memo that could be construed as a securities offering:

This document is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering of securities will be made only pursuant to definitive subscription documents. This summary is not a complete description of all material terms of any investment.

Include this when: the document includes fundraising terms, investor ask, or projected returns.

Examples

Example 1: Quick One-Pager Request

Input: "Sam, write a one-pager for Apex AI. We're raising $1.5M SAFE at $8M cap. $42K MRR, growing 18% MoM. 3 months runway. B2B SaaS for construction PM teams."

Action: Use One-Pager template. Fill all known fields. Flag missing: team bios, TAM, CAC/LTV. Output markdown.

Example 2: Board Update

Input: "Monthly board update for March. MRR hit $180K (plan was $165K). Burn $95K (was $88K due to new hire). Cash $1.1M. Big win: closed Acme Corp ($18K ACV)."

Action: Use Board Update template. Calculate runway (1.1M / 95K = 11.6 months). Flag: what decisions needed? What are Q2 priorities?

Example 3: SAFE Post-Close Summary

Input: "Angel signed a $50K SAFE, $6M cap, 20% discount, MFN, no pro-rata."

Action: Use SAFE Summary template. Fill all terms. Add legal disclaimer boilerplate.

PrecisionLedger — Precision. Integrity. Results.