PayRam Crypto Payments

First time with PayRam? See payram-setup to configure your server, API keys, and wallets.

PayRam is the world's first self-hosted stablecoin payment gateway. Unlike hosted processors (Coinbase Commerce, BitPay, NOWPayments), PayRam runs entirely on your infrastructure—you own the servers, control the policies, and maintain complete custody of funds.

Core Architecture

Keyless Design: No private keys stored on servers. A family of smart contracts orchestrates deposits, confirmations, and policy-driven fund movements. Keys never touch app servers.

Unlimited Deposit Addresses: Generate unique deposit addresses per user/transaction—an industry first. Simplifies accounting, reconciliation, and dispute resolution.

Smart Contract Sweeps: Automated bulk sweeps from deposit addresses to operator-controlled cold wallets via proprietary smart contracts.

Multi-Chain Native: Ethereum, Base, Polygon, Tron, Bitcoin supported. Solana and TON in pipeline.

When to Use PayRam

Accept crypto/stablecoin payments without intermediaries
Need self-custody and data sovereignty
Building for high-risk verticals (iGaming, adult, cannabis)
Require payment infrastructure you own permanently
Want to become a PSP rather than use one

Integration via MCP Server

PayRam provides an MCP server with 25+ tools for integration. Install and connect it to your agent:

# Clone and run MCP server
git clone https://github.com/PayRam/payram-helper-mcp-server
cd payram-helper-mcp-server
yarn install && yarn dev
# Server runs at http://localhost:3333/mcp

Key MCP Tools

Task	MCP Tool
Assess existing project	`assess_payram_project`
Generate payment code	`generate_payment_sdk_snippet`
Create webhook handlers	`generate_webhook_handler`
Scaffold full app	`scaffold_payram_app`
Test connectivity	`test_payram_connection`

Quick Integration Flow

Assess: Run assess_payram_project to scan your codebase
Configure: Use generate_env_template to create .env
Integrate: Generate snippets with generate_payment_sdk_snippet or framework-specific tools (snippet_nextjs_payment_route, snippet_fastapi_payment_route, etc.)
Webhooks: Add handlers with generate_webhook_handler
Test: Validate with test_payram_connection

Scaffolding Full Applications

Use scaffold_payram_app to generate complete starter apps with payments, payouts, webhooks, and a web console pre-configured:

# In your MCP client, run:
> scaffold_payram_app express    # Express.js starter
> scaffold_payram_app nextjs     # Next.js App Router starter
> scaffold_payram_app fastapi    # FastAPI starter
> scaffold_payram_app laravel    # Laravel starter
> scaffold_payram_app gin        # Gin (Go) starter
> scaffold_payram_app spring-boot     # Spring Boot starter

Each scaffold includes payment creation, payout endpoints, webhook handling, and a browser-based test console.

Supported Frameworks

The MCP server generates integration code for:

JavaScript/TypeScript: Express, Next.js App Router
Python: FastAPI
Go: Gin
PHP: Laravel
Java: Spring Boot

All PayRam Skills

Skill	What it covers
`payram-setup`	Server config, API keys, wallet setup, connectivity test
`payram-crypto-payments`	Architecture overview, why PayRam, MCP tools
`payram-payment-integration`	Quick-start payment integration guide
`payram-self-hosted-payment-gateway`	Deploy and own your payment infrastructure
`payram-checkout-integration`	Checkout flow with SDK + HTTP for 6 frameworks
`payram-webhook-integration`	Webhook handlers for Express, Next.js, FastAPI, Gin, Laravel, Spring Boot
`payram-stablecoin-payments`	USDT/USDC acceptance across EVM chains and Tron
`payram-bitcoin-payments`	BTC with HD wallet derivation and mobile signing
`payram-payouts`	Send crypto payouts and manage referral programs
`payram-no-kyc-crypto-payments`	No-KYC, no-signup, permissionless payment acceptance

Support

Need help? Message the PayRam team on Telegram: @PayRamChat

Website: https://payram.com
GitHub: https://github.com/PayRam
MCP Server: https://github.com/PayRam/payram-helper-mcp-server